By creating strategic partnerships and alliances with other leading firms, we are able to seamlessly manage numerous aspects of our clients’ financial situations, including:
|• Investment management
• Estate planning and trust services
• Business advisory services
• Retirement Planning
• Charitable planning
|• Tax planning
• Asset protection
As part of a clients’ team of trusted advisers, we also work closely with their attorneys, CPAs, payroll companies and insurance companies to help with even their most sophisticated financial needs. Our partnerships and alliances serve to combine the products, services and talents of other leaders in their respective industries with the comprehensive wealth advisory services of KCG Investment Advisory Services.
KCG Investment Advisory Partnerships Include:
Destiny Wealth Partners is a Central-Florida based Registered Investment Advisor (RIA) founded by Thomas H. Ruggie, CHFC®, CFP®, who is also Founder and CEO of Ruggie Wealth Management, Destiny Family Office and Edge 401(k) Solutions.
Destiny Wealth Partners manages these firms’ investment portfolios and provides wealth management services, consulting, financial planning, retirement planning and investment supervisory services.
Through our RIA, Destiny Wealth Partners, we have access to Mercer Financial Intermediary Services/Mercer Research (Mercer), and Vivaldi Capital Management’s Alternative Investment Platform, powered by Vivaldi Investment Research, (Vivaldi), for a range of customized investment services including manager research and ratings, model portfolios, manager selection, consolidation of reporting, custom fund implementations and due diligence across the investable universe.
Mercer is a wholly owned subsidiary of Marsh & McLennan Companies (NYSE: MMC), and has employees based in 44 countries and 56 cities. They have $15 trillion under advice as of June 30, 2019, $305 billion under management as of December 31, 2019, and $7 trillion in subscriber assets. Their investment services offering includes access to one of the largest manager research platforms in the industry.
Vivaldi is an SEC-registered investment advisor that specializes in diversified alternative and income-oriented investments including real assets, private equity, private credit and bespoke hedge fund solutions. It manages more than $2.7B for ultra-high-net-worth families, institutions and advisors. They also provide technology, infrastructure and operational support.
Lion Street is a national financial services distribution company owned by an elite force of independent financial advisors who also specialize in providing life insurance, business insurance, and other financial-planning solutions to their high-net-worth individuals, family offices, business owners, and corporate clients.
Destiny Wealth Partners President Thomas H. Ruggie, ChFC®, CFP®, serves as an Advisor-Owner for Lion Street. RWM Asset Management is (a separate RIA from Ruggie Wealth Management established to manage its investment portfolios.
The Lion Street partnership reflects a commitment to help our clients plan, invest and protect their savings so they can retire better. It is a strong complement to the wealth solutions we are able to offer.
Lion Street specializes in areas including bank-owned life insurance (BOLI), corporate-owned life insurance (COLI), deferred compensation planning, and employee stock-ownership plans (ESOP).
We have expanded our trust solutions for clients whose financial, family or business needs require the services of a corporate trustee, by becoming a Trust Representative Office of National Advisors Trust Company, FSB (NATC).
With $10 billion in assets under administration, NATC is one of the largest independent trust companies in the nation. It is nationally-chartered and regulated by the Office of the Comptroller of the Currency, (a bureau of the U.S. Treasury Department) It is also a member of the Federal Deposit Insurance Corporation.
By working with NATC, your KCG Advisor and your estate planning attorney are able to create a solid, effective estate plan that helps you minimize estate transfer and gift taxes while providing a flexible trustee solution. Together, we help improve the overall transfer of wealth between generations, and help you remain confident about the future of your estate.
Your estate planning professional can work with you to recommend and establish the appropriate trust. Families can retain as much involvement and responsibility with the trust as desired.
Individuals sometimes appoint themselves, a family member, attorney, or family friend as trustee of their trusts. We know there’s no one-size-fits-all trustee solution that works for every situation. For many individuals, the administrative aspects of serving as trustee are time consuming and challenging. It may be difficult to ensure compliance with the trust document.
By appointing us to act as the agent, the trustee will still retain fiduciary responsibility, while the trust company provides asset custody, trust-style statements and trust officer support.
We work directly with the trustee to manage trust assets, help perform trust administration duties as outlined in the trust document, such as distributions, statement production, tax reporting and bill paying and achieve the stated financial objectives.
For more information, talk with your KCG Advisor.
- Revocable trusts
- Charitable trusts
- Irrevocable life insurance trusts
- Special needs trusts
- Irrevocable trusts
- Institutional trusts
- Agent for trustees
- Securities safekeeping
- Income collection from securities
- Settlement of securities trades as directed
- Payment of funds when directed
- Timely statement delivery
- Custody for alternative investments
Retirement Plan Services
- IRAs: custodian or trustee
- Defined benefit plans
- 401(k): daily valuation platform
- Defined contribution plans
Roth 401(k) feature within a 401(k) plan
Destiny – Our Multi-Family Office – provides comprehensive investment and life-planning solutions to affluent individuals, entrepreneurs, entertainers, athletes and their families, structuring and preserving their wealth for future generations in a profoundly personal and hands-on way which ensures the best-possible alignment of interest between our advisors and our clients.
Destiny Family Office is built on a broad range of expertise in the management of investments and portfolios, asset protection, budgeting, educational funding, and philanthropy.
Our professionals also align together diverse experts who can create a cohesive plan to provide or coordinate professional and lifestyle services such as legal, regulatory, communications, insurance, estate management, taxes, real estate, mergers and acquisitions, succession and board planning, technology, travel and leisure, and risk management.
Together, we work as one – focusing entirely on our clients’ needs, wants and goals to achieve their mission and goals.
With nearly 25 years of experience providing wealth management to entrepreneurial and innovative individuals, families and family firms, we understand the unique challenges they face — and how to address them.
620 N. Denning Dr.
Winter Park, FL 32789
Offices also in • Tavares • The Villages®
Advertising, PR and interactive/digital firm specializing in the financial, healthcare, legal and other professional fields. PRfect Creative serves as KCG’s marketing company.