KCG Investment Advisory Services
Savannah, GA
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Kimberly C. Good, ChFC®, CFP®, CIMA®
Senior Wealth Advisor & Partner
Kimberly is a 30-year veteran of the financial services industry, a Certified

Michelle Cipolla
Client Relationship Manager
Michelle is a Michigan native who has been in the financial industry
Destiny Wealth Partners
Leadership
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Tom Ruggie, ChFC®, CFP®
Founder & CEO
Some of the most successful people in the world were born into

Rob Clark, CFP®
President & Managing Partner
Rob Clark has been helping clients work toward long-term financial security for

Audrey Ralicki, CFP®
Managing Partner
Audrey’s passion for educating and assisting individuals as they pursue their financial

Michael Marrone
Operations Manager
Michael comes to Destiny Wealth Partners with more than 20 years of

Jorge A. Romero, CFP®
Senior Wealth Advisor & Partner
Jorge A. Romero is a CERTIFIED FINANCIAL PLANNER™ practitioner (CFP®) and began
Tavares, FL
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HR & Accounts
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Morgan Hatfield
Senior Wealth Advisor & Partner
From investors in the initial stages of planning and creating their financial

Carol Mulcahy
Senior Wealth Advisor & Partner
Carol is passionate about helping her clients thrive and views her role

Jenni Chandler
Trading Manager
With more than 15 years of experience in the banking/financial industry, Jenni

Michael Marrone
Operations Manager
Michael comes to Destiny Wealth Partners with more than 20 years of

Sarah Anemone
Director of First Impressions & Client Relationship Manager
Involved with all aspects of Ruggie Wealth Management, Sarah serves as the

Brenda Mulholland
Staff Accountant
Brenda earned her BBA from Warner College. After working 16 years in

Cherie Hayes
Bookkeeper
Cherie was ‘raised’ around accounting work, helping her father as she was
Winter Park, FL
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Rob Clark, CFP®
President & Managing Partner
Rob Clark has been helping clients work toward long-term financial security for

Louis Shinaman, ChFC®, CEP®
Senior Wealth Advisor & Partner
Senior Wealth Advisor
Lou is a Chartered Financial Consultant, Registered Investment Advisor, Certified

Jeremy Wassmer®
Associate Wealth Advisor
Jeremy is a detailed problem solver who enjoys boiling down complex issues

Jessica Greene
Client Relationship Manager
Jessica was Born and raised in Central Florida.
She graduated with a BS
The Villages®, FL
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Jorge A. Romero, CFP®
Senior Wealth Advisor & Partner
Jorge A. Romero is a CERTIFIED FINANCIAL PLANNER™ practitioner (CFP®) and began

Mark Dickerson, ChFC®, CFP®, CDFA®
Senior Wealth Advisor
Wealth management has been a passion of Mark’s for more than two

Samantha Charette
Client Relationship Manager
Originally from Canada and now a Florida resident, Sam brings just under
Nichols Wealth Partners
Boca Raton, FL
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Chris Nichols
Managing Partner & Senior Wealth Advisor
Chris Nichols is the Founder, Managing Partner and Senior Wealth Advisor of

Scott Roberts, CPA, CLU®
Director of Estate and Business Success Planning
Through financial modeling of legal concepts, Scott brings clarity to the complex

Mary C. Nutt, CPA
Director of Operations
With a financial career that spans more than 25 years, Mary brings

Raffaella Nichols
Operations ManagerDirector of Marketing & Events
Raffaella has years of experience in planning large and small events and